Pennsylvania Health Insurance

Highmark Advance Blue individual health insurance is no longer available in Western Pennsylvania. But affordable alternatives (my Connect Blue EPO 6500B and my Connect Blue EPO 1750s) were previously offered. The Advance Blue plan was a comprehensive policy that offered extensive coverage at an affordable rate for both individuals and families. Covered benefits included coverage that was often found in expensive group plans. However, premiums were very low on this particular plan. We liked this policy because you did not have to meet the deductible to use the office visit and prescription benefits. The old Highmark DirectBlue and PPOBlue policies placed a deductible on those two coverages. Compared to many other available plans in the Keystone State, the Advance Blue policy was able to potentially reduce your total out-of-pocket cash outlay, since most claims were covered with small payments. Whether you had children or no dependents, it was a good choice. So...since it is no longer available, what is the most affordable similar option? Meet "my Connect Blue EPO 250G,"  which is a Community Blue Flex (ONX) plan. Of course, there are no longer any medical questions to answer, since all Exchange policies are guaranteed-approval with no risk of denial because of pre-existing conditions. Possible legislative changes may provide additional low-cost option by 2019, depending if...

Pa Golden Rule health insurance plans are offered through this website, your one-stop shopping experience for short-term and long-term medical coverage. UnitedHealthcare, the parent company of GR, offers affordable policies to single persons, single parents, children, families, the self employed, students and the uninsured. Whether your need is catastrophic, copay, short-term or long-term, we help you compare all of the available plans and apply directly for benefits. GR offers coverage in more than 40 states, and utilizes the UnitedHealthcare network. The A.M. Best Company rating is "A" while the Standard And Poors rating is "A+." For more than 60 years, consumers have selected these plans for their primary and secondary coverage. In addition to temporary benefits, ancillary and supplemental coverage helps fill many of the gaps that standard Marketplace or Group plans may not provide. Often, this type of plan is used if you are waiting for Medicare benefits to begin, or if COBRA and Marketplace rates are too high. The personal and group rates you view are the lowest prices provided to the public. We also discuss  the impact of the constantly-changing healthcare system, and how you can utilize several available options to reduce your premium. Most importantly, we have devoted the top portion of the page for you to easily view your free quotes. You can have prices emailed or...

Pennsylvania health insurance providers offer comprehensive, catastrophic, Senior Medicare, student and short-term temporary coverage to Pa residents. Many plans are available at very low rates. As one of the state’s leading authorities for providing affordable healthcare coverage, we represent all of the large companies. Our unbiased information, advice and online quotes are free, and allow you to view the best prices in minutes. Medigap, Medicaid, and under age-65 plans are available. We help you find the carriers that offer the least expensive prices, while maintaining the services you need most. The most important factors  include the type of benefits you need, your budget, the networks of your personal physicians, and what level of  subsidy you are likely to receive from the Pennie Exchange. We have listed below details and important information about many of these carriers. If the ACA Legislation is changed or altered by current or future administrations, additional plans will be offered by many of the companies listed below. Any changes, if approved, may be completed by 2022. Companies Aetna (a CVS company) offers an extensive combination of PPO and HMO Pennsylvania Group and Senior insurance plans. As the first national, full-service health insurer to offer individual consumer contracts, Aetna also features various competitively-priced Senior Medigap plans for...

Capital Blue Cross Short-Term health insurance coverage is available. Affordable temporary medical plans for the Central Pennsylvania area are ideal if you only need benefits for six months (or less). Rates are very inexpensive and both individual and family plans can be purchased. If you only need to be covered for a month or two, this flexible plan can also be utilized. You can cancel benefits at any time, and also renew the policy (subject to underwriting guidelines). It's a great value for the premium you pay. And just as importantly, the network provider list of physicians and specialists is very large. Although you can seek treatment from an out-of-network provider, the lowest prices are always found by utilizing the BC network. Impact Of ACA Legislation It is important to understand that temporary medical policies are typically not a substitute for more comprehensive Affordable Care Act plans that you can also purchase through our website. Since buying a "compliant" policy is mandatory, there are specific benefits that you are required to have. This includes 10 "essential" benefits and no more than 40% out-of-pocket expenses. However, if you have a grandfathered contract, you may keep the policy without risk of a fine. Also, if you are not a US citizen or you are a member of a recognized Indian tribe. NOTE: It is expected that by 2022, new plans introduced by the...

Quality medical insurance in Pennsylvania doesn’t have to be expensive. We help consumers that need coverage for a few months, or need a policy to last a decade. There are many affordable individual Pa medical options that are very inexpensive. What makes this website so helpful is that we can quickly review hundreds of different plans, and determine the 5-10 best policies that will be the perfect solution for your situation. Regardless if you need Senior supplemental coverage, or an individual plan, we can help. And of course, a live experienced broker is available at any time to help you apply for a policy. However, you can also apply directly to the carrier from our website. You simply answer some questions without talking a physical. Underwriting your application does not take long and we can guide you throughout the brief process. We feel that the "quality" of the coverage you get, is just as important as the cost. Independent ratings and government reports are always popular tools to help you evaluate plans. Even the least expensive Pennsylvania health care plans will offer some benefits that you may not realize are included. For example, on most non-temporary plans, national health care reform changes from 2010 now require all qualified preventive benefits to be covered at no cost to the policyholder. There are no deductibles, waiting periods or coinsurance limits that...