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Affordable Allentown health insurance rates are available from the most respected Pennsylvania companies. Geisinger, Highmark BS, UPMC and Capital Blue Cross are major carriers that offer high quality under age-65 coverage at competitive rates. Inexpensive non-Obamacare plans are also offered several additional companies, including UnitedHealthcare. We show you the easiest way to apply for an individual plan.
It does not matter if you are self-employed, unemployed, an individual or a family. The prices we quote are the lowest allowable by each of the insurers. You can also view small and large business proposals. Both on and off-Marketplace plans are available along with Senior products for Medicare-eligible individuals. HMO, PPO, EPO, and indemnity network coverage is offered. Applicants that qualify for Medicaid or CHIP are typically eligible for low-cost comprehensive benefits for all family members.
The Lehigh Valley Health Network (LVHN) consists of 13 hospitals and many outpatient care, rehabilitation, doctor practices, and health center locations. 20,000 workers practice to core values of excellence, integrity, compassion, and collaboration. Hospitals are located in Hazleton, Dickson City, Allentown, Lehighton, East Stroudsburg, Easton, Pottsville, and Bethlehem. ExpressCARE provides treatment for minor injuries with no appointment required. Additionally, more than 70 locations provide lab tests and imaging. LVHN is also a member of the Jefferson Health Network.
Lehigh County Rates Are Low
Normally, prices in Lehigh County tend to be lower than other neighboring Pennsylvania counties such as Berks, Montgomery and Bucks. Possible explanations are the better pricing of office visits (both primary care and specialist), lower hospital daily room billing and lower malpractice insurance rates for doctors and surgeons. Most carriers can also negotiate favorable 2025 pricing with local hospitals and medical facilities within 60 miles. Some examples include:
Sacred Heart
St. Luke’s
Lehigh Valley
Children’s Hospital
Coordinated Health
Easton
Grand View
Reading
Doylestown
Jefferson Lansdale
Pottstown
Hunterdon Medical Center
Hackettstown Medical Center (N.J.)
Also, lower-populated areas often have more competitive rates. Independence Blue Cross plans are available in many counties to the east, but not in Lehigh county. This, despite the fact that Allentown is the third-largest city in the state and the fastest-growing. In the future, it might be possible for IBX to offer plans in the area.
Some of the best hospitals in the area (listed above) have very good walk-in clinics, pediatric centers, community clinics and comprehensive testing and imaging facilities. Most major carriers are accepted along with most Medicare and Medicaid patients.
Least Expensive Health Insurance Plans In The Allentown Area
Although medical conditions are not considered when determining prices, your age, nicotine use, plan you select, and household income (if you qualify for a federal subsidy) will impact what you pay. Companies that offer Marketplace plans include Capital Blue Cross, Oscar, Ambetter, Geisinger, Highmark, Partners Insurance, and Jefferson Health Plans. The cheapest available plans are shown below:
Catastrophic Tier
My Direct Blue Lehigh Valley Major Events EPO Catastrophic 9200 (Highmark)
My Blue Access Major Events PPO Catastrophic 9200 (Highmark)
Marketplace All-Access Value (Geisinger)
Catastrophic PPO 9200/0/0 (Capital Blue Cross)
Oscar Secure
Bronze Tier
Bronze Performance PPO 7100/0/50 (Capital Blue Cross)
Bronze QHDHP HSA 6400/0/50 (Capital Blue Cross)
My Direct Blue Lehigh Valley EPO Bronze 8900 (Highmark)
My Direct Blue Lehigh Valley EPO Bronze 3800 (Highmark)
My Direct Blue Lehigh Valley EPO Bronze 7400 HSA (Highmark)
Bronze Simple HSA (Oscar)
Bronze Classic PCP Saver Plus (Oscar)
Everyday Bronze (Ambetter)
Choice Bronze HSA (Ambetter)
Elite Bronze (Ambetter)
Marketplace All-Access HMO Pharmacy First 8500 (Geisinger)
Marketplace All-Access HMO 40/80/8400 (Geisinger)
Value Bronze (Jefferson Health Plans)
Total Bronze (Jefferson Health Plans)
$0 Deductible Bronze (Jefferson Health Plans)
Silver Tier
Silver Performance PPO 4500/20/35 (Capital Blue Cross)
Silver Simple PCP Saver (Oscar)
Silver Classic Standard (Oscar)
My Direct Blue Lehigh Valley EPO Silver 7000 (Highmark)
My Direct Blue Lehigh Valley EPO Premier Silver 0 (Highmark)
Clear Silver (Ambetter)
Focused Silver (Ambetter)
Complete Silver (Ambetter)
Franklin Silver (Ambetter)
Total Silver (Jefferson Health Plans)
Balanced Silver (Jefferson Health Plans)
Gold Tier
Gold Performance PPO 2400/0/25 (Capital Blue Cross)
Gold Performance PPO 1800/0/25 (Capital Blue Cross)
Gold Elite Saver Plus (Oscar)
Gold Classic (Oscar)
Gold Elite (Oscar)
My Direct Blue Lehigh Valley EPO Gold 1500 (Highmark)
My Direct Blue Lehigh Valley EPO Gold 1700 HSA (Highmark)
Complete Gold (Ambetter)
Everyday Gold (Ambetter)
Elite Gold (Ambetter)
Value Gold (Jefferson Health Plans)
Total Gold (Jefferson Health Plans)
Total Silver (Jefferson Health Plans)
$0 Deductible (Jefferson Health Plans)
Sample Allentown Monthly Health Insurance Rates (Under-65)
30-Year-Old Non-Smoker With $42,000 Income
$27 – Jefferson Health Plans + Value + Bronze
$41 – Jefferson Health Plans + Total + Bronze
$45 – Ambetter Choice Bronze HSA
$50 – Jefferson Health Plans + $0 Deductible + Bronze
$60 – Ambetter Everyday HSA
$72 – Capital Blue Cross Bronze Performance PPO 7100/0/50
$97 – Highmark my Direct Blue Lehigh Valley EPO Bronze 8900
$95 – Capital Blue Cross Bronze QHDHP PPO 6400/0/50
30-Year-Old Non-Smoking Married Couple With $65,000 Income
$44 – Jefferson Health Plans + Value + Bronze
$72 – Jefferson Health Plans + Total + Bronze
$79 – Ambetter Choice Bronze HSA
$89 – Jefferson Health Plans + $0 Deductible + Bronze
$110 – Ambetter Everyday HSA
$133 – Capital Blue Cross Bronze Performance PPO 7100/0/50
$145 – Highmark my Direct Blue Lehigh Valley EPO Bronze 8900
$180 – Capital Blue Cross Bronze QHDHP PPO 6400/0/50
40-Year-Old Non-Smoking Married Couple And One Child With $87,000 Income
$54 – Jefferson Health Plans + Value + Bronze
$96 – Jefferson Health Plans + Total + Bronze
$106 – Ambetter Choice Bronze HSA
$121 – Jefferson Health Plans + $0 Deductible + Bronze
$151 – Ambetter Everyday HSA
$185 – Capital Blue Cross Bronze Performance PPO 7100/0/50
$206 – Highmark my Direct Blue Lehigh Valley EPO Bronze 8900
$253 – Capital Blue Cross Bronze QHDHP PPO 6400/0/50
50-Year-Old Non-Smoking Married Couple And Two Children With $110,000 Income
$0 – Jefferson Health Plans + Value + Bronze
$25 – Jefferson Health Plans + Total + Bronze
$42 – Ambetter Choice Bronze HSA
$65 – Jefferson Health Plans + $0 Deductible + Bronze
$112 – Ambetter Everyday HSA
$166 – Capital Blue Cross Bronze Performance PPO 7100/0/50
$193 – Highmark my Direct Blue Lehigh Valley EPO Bronze 8900
$275 – Capital Blue Cross Bronze QHDHP PPO 6400/0/50
60-Year-Old Non-Smoker With $47,000 Income
$0 – Jefferson Health Plans + Value + Bronze
$18 – Jefferson Health Plans + Total + Bronze
$27 – Ambetter Choice Bronze HSA
$39 – Jefferson Health Plans + $0 Deductible + Bronze
$63 – Ambetter Everyday HSA
$91 – Capital Blue Cross Bronze Performance PPO 7100/0/50
$104 – Highmark my Direct Blue Lehigh Valley EPO Bronze 8900
$147 – Capital Blue Cross Bronze QHDHP PPO 6400/0/50
Senior Options
Medicare Supplement, Medicare Advantage, and Part D (Prescription) plans are offered by many of the nation’s top-rated companies. Although Supplement contracts are standardized, it’s still very important to properly compare all options, understand annual changes in rate and benefits, and verify doctors, specialists, and hospitals are part of the carrier’s provider network.
As a partial guide, we have listed below several of the most popular Medicare Supplement and Advantage options for Allentown and Lehigh County.
Supplement Monthly Rates For Male Age 65 Lehigh County (Female Rates Are Lower)
Plan A
$74 – AARP-UnitedHealthcare
$102 – Cigna
$105 – Ace Property And Casualty
$109 – Elips Life
$111 – Capital BC
$112 – United Of Omaha
$115 – American Benefit Life
$116 – Accendo
$117 – New Era Life
$117 – Humana
$118 – SBLI USA Life
$118 – Highmark
$118 – American Home Life
$118 – AFLAC
$119 – Aetna
$119 – Cigna
$120 – Capitol Life
$120 – United States Fire
$124 – Manhattan Life
$131 – United American
$132 – Medico
$133 – Heartland National Life
$144 – Union Security Life
$149 – Bankers Fidelity
$159 – GPM Health
$172 – Guarantee Trust Life
Plan B
$106 – Transamerica
$110 – Highmark
$112 – Continental Life
$114 – AARP-UnitedHealthcare
$114 – New Era Life
$118 – Capital Blue Cross
$119 – Thrivent
$133 – Humana
$138 – Medico
$159 – Independence Blue Cross
$189 – Gerber
Plan C
$134 – Capital Blue Cross
$140 – AARP-UnitedHealthcare
$150 – Highmark
$157 – CSI Life
$166 – Manhattan Life
$173 – Philadelphia American
$183 – Mutual Of Omaha
$244 – Gerber
Plan F
$136 – Capital Blue Cross
$141 – AARP-UnitedHealthcare
$144 – Continental Life
$150 – Highmark
$151 – Thrivent
$152 – Guarantee Trust Life
$155 – Loyal Christian Benefit
$158 – CSI Life
$162 – Humana
Plan F (HD)
$33 – United American
$37 – New Era Life
$71 – Medico
$91 – Highmark
Plan G (HD)
$33 – United American
$38 – New Era Life
$40 – Bankers Fidelity
$47 – Aetna
$49 – Humana
$51 – United Of Omaha
$54 – Cigna
$58 – Medico
$58 – Woodmen Of The World
$62 – Physicians Select
Plan N
$92 – Capital Blue Cross
$93 – Continental Life
$95 – Transamerica
$95 – AARP-UnitedHealthcare
$96 – CSI Life
$98 – Greek Catholic Union
$100 – Thrivent
$109 – Cigna
$109 – Highmark
$115 – Mutual Of Omaha
$116 – Humana
$120 – Philadelphia American
$140 – Independence Blue Cross
Medicare Advantage Plans In Lehigh County (Highest Enrollment)
UPMC For Life HMO Rx Choice (HMO)
Community Blue Medicare PPO Signature (PPO)
Aetna Medicare Advantra Cares (HMO)
Geisinger Gold Preferred Enhanced Rx (PPO)
Aetna Medicare Advantra Silver (PPO)
UPMC For Life HMO Rx (HMO)
Highmark Wholecare Medicare Assured Diamond (HMO)
UHC Dual Complete (HMO)
UPMC For Life HMO Deducible Rx (HMO)
HumanaChoice (PPO)
Community Blue Medicare PPO Distinct (PPO)
Aetna Medicare Value Plus (PPO)
Geisinger Gold Preferred Complete Rx (HMO)
Freedom Blue PPO ValueRx (PPO)
Aetna Medicare Silver Back (PPO)
Geisinger Gold Classic Complete Rx (HMO)
Cigna TotalCare Plus (HMO)
Geisinger Gold Classic 360 Rx (HMO)
Geisinger Gold Classic Advantage Rx (HMO)
AARP Medicare Advantage from UHC (HMO)
HumanaChoice Giveback (PPO)
Aetna Medicare Advantra Eagle (HMO)
Geisinger Gold Secure Rx (HMO)
Cigna TotalCare Plus (HMO)
